NB19-09

The Impact of Benefit Receipt on Financial Security Among Low-Income and Aged Households: New Evidence from Private Data and Linked Administrative Records in Rhode Island
Investigator: Justine S. Hastings (Brown University and NBER)

This project analyzes whether having a utility bill due at the end of the month (instead of the start of the month) makes it more likely that low-income recipients of SSI, OASDI, or SNAP pay their bills late, have service terminated, suffer decreased credit scores, or experience negative health and crime outcomes. If so, then a costless reform that better aligns the receipt of monthly benefits with bill due dates could help lower-income beneficiaries of OASDI and other income support programs.

Social Security (OASI and DI)
Measuring sources of income and adequacy
Poverty
Financial security
Household budgeting