NB19-08

Effects of Disability Benefits on Financial Distress
Investigators: Tal Gross (PI, Boston University and NBER), Manasi Deshpande (University of Chicago, NBER, and SSA)

This project analyzes the impact of DI and SSI benefits in reducing financial distress. It uses data on bankruptcies, housing foreclosures, evictions and credit bureau records, linked to administrative SSA records, to evaluate how DI and SSI affect the most adverse financial outcomes. The credit bureau records are particularly important for understanding the channels through which these programs affect financial outcomes: relieving financial distress by providing greater financial liquidity, changing access to credit, or changing the demand for credit.

Disability Support (DI and SSI)
Measuring sources of income and adequacy
Disability benefits
Financial outcomes
Bankruptcy
Foreclosure
Eviction

Papers funded by this Project: